Health plans
Compare most major carriers in one honest view
Marketplace plans for individuals and families, lined up side by side, with your doctors and prescriptions checked before you pick.
Explore health plansHealth insurance, Medicare, and life insurance from a licensed agency. Covered in minutes. Looked after all year.
Compare most major carriers in one honest view, find out what savings you may qualify for, and enroll with a licensed agent who picks up the phone, this year and every year after.
Licensed agents. Most major carriers. One honest view.
Appointed with America’s leading carriers
Everything your coverage relies on, working together
One licensed agent is the hub for all of it: health, Medicare, life, and the add-ons. No re-explaining your situation to four different companies.
Turning 65
Three Medicare paths, explained straight
Advantage, Supplement, or Part D. A two-minute quiz points to the right path, and an agent walks you the rest of the way.
Explore MedicareFor the people who count on you
Term life, right-sized honestly
A needs calculator tells you how much coverage actually makes sense, then we find the term that fits the mortgage and the years that matter.
Explore life insuranceFill the gaps
Dental, vision, and the things health plans skip
Add-ons that cover what your medical plan doesn't, chosen with the same agent, on the same call.
Explore add-onsOne licensed agent. Yours.
Every plan on this site comes with a licensed agent who picks up, and stays.
what she actually handles
- One person who knows your whole pictureDoctors, prescriptions, budget, the kids' school year. Not a ticket number.
- Most major carriers, compared honestlyWe're paid the same either way, so the plan we recommend is the one that fits.
- Savings checked before you pickYour real price, with every credit you qualify for already applied.
- Still here next year, and the year afterRenewals, claims questions, life changes. Same direct line.
appointed, not affiliated
The carriers you already know, compared in one place
ACA MarketplaceMedicare AdvantageMedicare SupplementPart DTerm lifeDental & vision
See plans & carriers
Proud to be in the corner of real families
A licensed agent who knows your name, your doctors, and your budget, and who still picks up next year.
“Our agent took the time to understand what we needed and found a plan that kept our kids’ doctor. I never felt rushed or pushed.”Maria R., enrolled a family of four
- Licensed agentsReal people with a license number, who explain it straight.
- IndependentMost major carriers compared honestly, in one view.
- Yours all yearThe same agent at renewal, and when something goes wrong.
- Straight answersIf a plan is wrong for you, we say so before you enroll.
Self-employedTurning 26New parentsSmall business ownersBetween jobsTurning 65Just movedNewly marriedGig workersEarly retireesSelf-employedTurning 26New parentsSmall business ownersBetween jobsTurning 65Just movedNewly marriedGig workersEarly retireesSelf-employedTurning 26New parentsSmall business ownersBetween jobsTurning 65Just movedNewly marriedGig workersEarly retireesSelf-employedTurning 26New parentsSmall business ownersBetween jobsTurning 65Just movedNewly marriedGig workersEarly retirees
Covered in under 30 minutes
You shouldn’t have to wait weeks to feel like someone has your back.
- Today
Get matched today.
- Answer a few questions
- See plans that keep your doctor
- Savings checked on every plan
- This week
Enroll with a person.
- Your licensed agent calls you back
- Paperwork handled on the call
- ID cards on the way
- All year
Stay covered.
- Renewals reviewed before they hit
- One direct line for claims and questions
- Life changes handled same week
questions? quick answers
Tap a question. Get the answer.
Pick a question to start the conversation.
- What does it cost to use CoverageCo?
- Nothing. Our help is completely free to you, we're compensated by the insurance carriers, so you get a licensed agent at no cost.
- What kind of plans can I get?
- Our specialty is individual and family health plans through the Health Insurance Marketplace. We also help with Medicare (Advantage, Supplement, and Part D), life insurance, and supplemental coverage like dental and vision, one agency, one agent, every chapter.
- Do you handle Medicare?
- Yes. If you're turning 65, or already on Medicare and wondering if your plan still fits, a licensed agent will walk you through Medicare Advantage, Medicare Supplement, and Part D options we're appointed to sell, with zero jargon.
- Could I qualify for lower premiums?
- Many households do. Whether you qualify, and for how much, depends on your income, household size, and location. We'll help you check quickly.
- Can I keep my doctor?
- Often, yes, it depends on the plan's network. We'll help you check that your doctors and prescriptions are covered before you enroll.
- When can I enroll?
- During Open Enrollment, or any time you have a qualifying life event (like a move, marriage, new baby, or loss of coverage) that opens a Special Enrollment Period.
- How fast can I actually get covered?
- Usually in one call. Once we have your ZIP, household, and the doctors you want to keep, a licensed agent compares plans with you, applies any savings you qualify for, and submits the enrollment while you're on the line. ID cards come from the carrier, typically within a week or two.
- Do I have to talk to someone to see prices?
- You can see plan matches online after a few quick questions. A licensed agent confirms the final price with the carrier, because your network, savings, and household details change what you actually pay. That confirmation is what keeps surprises off your first bill.
- I'm self-employed. What are my options?
- Marketplace plans were built for exactly this. Your savings are based on your income, not your job title, and we help you estimate that income honestly so you don't owe anything back at tax time. Dental, vision, and accident coverage can ride along on the same call.
- What if I missed Open Enrollment?
- A qualifying life event, like a move, a marriage, a new baby, or losing other coverage, opens a 60-day Special Enrollment Period. If you don't have one, we'll look at the options that are open to you right now and tell you straight which ones are worth it.
- What happens after I enroll?
- You keep the same agent. We review your renewal before it hits, handle life changes like a move or a new baby, and pick up when a claim or a bill doesn't make sense. That's the part most people never get from a website.
- Can you help me switch plans or carriers?
- Yes. If your current plan stopped fitting, we compare it against everything you're eligible for, and we only move you if the switch is actually better for your doctors, your prescriptions, and your budget.
- Is CoverageCo part of the government?
- No. CoverageCo (The Coverage Company) is a private, licensed insurance agency. We are not affiliated with or endorsed by the U.S. government, the federal Health Insurance Marketplace, Healthcare.gov, or any state or federal agency.
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View moreGet covered in minutes, looked after all year
Licensedagents with a license number
Most majorcarriers, compared in one view
One agentat enrollment and at renewal
Savingschecked before you pick
Direct lineto the agent who enrolled you
All yearrenewals reviewed before they hit
Licensedagents with a license number
Most majorcarriers, compared in one view
One agentat enrollment and at renewal
Savingschecked before you pick
Direct lineto the agent who enrolled you
All yearrenewals reviewed before they hit
Licensedagents with a license number
Most majorcarriers, compared in one view
One agentat enrollment and at renewal
Savingschecked before you pick
Direct lineto the agent who enrolled you
All yearrenewals reviewed before they hit
Licensedagents with a license number
Most majorcarriers, compared in one view
One agentat enrollment and at renewal
Savingschecked before you pick
Direct lineto the agent who enrolled you
All yearrenewals reviewed before they hit